First American Financial Group - Orange County Debt Consolidation and Relief

Category: Mortgage broker in Irvine, California

Address: 16 Laurelwood, Irvine, CA 92620, USA

Phone: +17147853388

Opening hours

Sunday: Closed

Monday: 8AM–8PM

Tuesday: 8AM–8PM

Wednesday: 8AM–8PM

Thursday: 8AM–8PM

Friday: 8AM–8PM

Saturday: 9AM–5PM

Reviews

LJJ

Nov 4, 2021

Paul Jamali was recommended to me as someone who could help clear the title of a property the was involved in a settlement, and who did his refinance and was very happy! I had 3 months working with someone else who dragged it along, pushing the 2nd refinance property that didn't matter as much. I lost my interest rate for the 2 properties, with an offer to pay more both to keep both rates. Paul was amazing! He suggested I combine my 2 mortgages into 1 with a lower rate that wasn't avail for the 2nd property, which made a savings of $700 a month. I also saved not paying dbl fees for the process. I called 2 other Brokers and no one ever suggested that. So smart! I will recommend Paul Jamali to all my friends, to everyone who wants a broker who is affable, a creative thinker, and determined to get you the best deal out there, and guide you through the process.

Emily Sato

Jul 16, 2021

I was impressed with Paul Jamali from the first time I met him. He was not only very responsive no matter the time of day or night, but always courteous and informative. I would recommend him to everyone who needs financial assistance in financing a home or all financial matters.

Thanks! Your review is awaiting moderation.

Questions & Answers

How hard is it to refinance a mortgage?

Trisha Priya | Mar 29, 2022
First American Financial Group - Orange County Debt Consolidation and Relief | Mar 29, 2022

There are different programs for different scenarios in refinancing your home loan. Not everyone qualifies for a home loan refinance, however, we are here to look at all options that best work for you and try to simplify the refinancing process for you.

How do you know if it's worth it to refinance your mortgage?

Trisha Priya | Mar 29, 2022
First American Financial Group - Orange County Debt Consolidation and Relief | Mar 29, 2022

If you are paying higher interest rate than the current market rate by at least .5%+and want to consolidate all your high interest loans into one, then it might be worthed to look at your refinancing options. In most cases, it might be better to keep the term of your home loan the same years left on your current loan or shorter. I do recommend consultin with your financial advisor or certified public accountant to look at your possilbe finanancial benefits of shorter or longer term mortgages.

Does refinancing hurt your credit?

Trisha Priya | Mar 29, 2022
First American Financial Group - Orange County Debt Consolidation and Relief | Mar 29, 2022

I have seen in some cases, the borrowers credit scores imporve after refinancing, and in some, their credit score decreases and over time goes back to where it was if not higher. As you know, there are many factors that cause your credit rating to go higher or lower. I hope this answered your question

Thanks! Your answer is awaiting moderation.

Thanks! Your question is awaiting moderation.

Related Places