Fariba Zand - State Farm Insurance Agency - Santa Monica

Category: Auto insurance agency

Address: 2432 Lincoln Blvd Ste D, Santa Monica, CA 90405, USA

Phone: +13103147601

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Lisa Carlsson

Apr 6, 2022

Mina Zand Rose is a stellar, patient human being. Her customer service is one of the best I have ever experienced. The State Farm team is lucky to have her. I am looking forward to working with her more in the future!

Lando Ettrick

Feb 8, 2021

Over the years that I lived in So. California I never had use for my insurance, but what I found so reassuring about having Fariba’s office handling my insurance needs is that I never felt as though I were just another client. When it came time to call on them to help me, they always started by making sure I was okay and reassuring me with their professionalism and class that matters would be handled as quickly as possible with as little interruption to my life as possible. I have always been reassured by my insurers. Now that I have moved out of state, I will miss the confidence of knowing I am well looked after as much as I will miss living in SoCal.

Angela De Felice

Feb 12, 2019

Kyle Scholton has been a very dependable contact over the years. Fariba’s team have offered me solid advice and guidance - I have never felt more protected, where insurance is concerned. If you’re looking for great rates, excellent coverage, and customer service that is spot-on, look no further.

Vince Matthews

Jul 12, 2018

I have never had a issue with a claim or getting world-class customer service from Fariba and her team. Fariba has been my agent for well over 15 years (multiple policy holder). I don't even live in the LA area anymore and still I do business with Fariba because she is simply the best insurance agent I have ever had an association with.Highly recommend both Fariba as an agent and State Farm as an insurance company. Any concern/question I've ever had, Fariba has always been quick to address it and resolve it in a professional and timely manner.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022
Fariba Zand - State Farm Insurance Agency - Santa Monica | Aug 16, 2022

Our agency accepts most major credit and debit cards.

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