Chris Lancaster - State Farm Insurance Agent

Category: Insurance agency

Address: 23 Winter St, Dover-Foxcroft, ME 04426, USA

Phone: +12078028027

Opening hours

Sunday: Closed

Monday: 9AM–4:30PM

Tuesday: 9AM–4:30PM

Wednesday: 9AM–4:30PM

Thursday: 9AM–4:30PM

Friday: 9AM–4:30PM

Saturday: Closed

Reviews

Joann Discher

Jul 20, 2022

We’re purchasing a vacation home in ME and needed a homeowners’ policy. I found Chris on the State Farm website and was surprised when he answered the phone himself. He was very personable, took our information, contacted the bank to get the info he needed,, and had our policy ready in no time. I would definitely him for your insurance needs.

John Dickey

Jun 9, 2022

I had insurance through State Farm for a little over two years and in that time I had a good business relationship with Chris Lancaster. I recently switched to another company for my insurance but needed to show proof of my insurance I had a little over two years ago and I needed it for court for today. I called and spoke to Susan Lancaster and she rushed around to help me get my information in time for court this afternoon, even though I don't have a policy through them anymore. Susan was extremely pleasant and helpful and quickly got the proof I needed in time for my court appearance and I couldn't be more pleased with her professional ethics and her very helpful and friendly service. I only have a policy with a new company because I found a cheaper rate but I would highly recommend anyone looking for insurance to contact Chris or Susan Lancaster at State Farm Insurance. You won't find anyone friendlier or more helpful anywhere else. Thank you so much, Susan!

Hap Whelpley

Apr 12, 2022

Chris Lancaster- State Farm Insurance Agent, our insurance agent for the past 5 years, provides outstanding service and advice. Over many years working with insurance professionals from various companies, Chris and his staff, are the best. Let me explain. When I started working with Chris, State Farm declined the request to insure our Maine cabin due to distance from a fire department. Chris immediately went to bat for us, explaining to State Farm that the company currently insures a cabin very close to our cabin. State Farm agreed, changing their decision, and insured our cabin saving us $1,500 from the previous insurer. Chris has provided valuable assistance on a claim and secured an umbrella policy that provided more coverage at a lower price. We are grateful to have Chris as our insurance agent. Recently, based on excellent advice fro Chris Lancaster, we changed our insurance on our Virginia home and auto to State Farm. Now, thanks to Chris, State Farm has 100% of our insurance coverage. The change improved our coverage and saved us $600. Chris Lancaster is a credit to State Farm. I recommend anyone living in Maine, who needs or is considering a change in insurance companies, to call Chris.

Tim Segerson

Feb 15, 2022

Chris is an asset to the State Farm family. I've always received his help with insurance matters in a respective and timely manner. Just recently I had a non-insurance time sensitive mechanical issue and asked if he knew anyone in the area that could do the repairs. He knew who to call and arranged for me to go see the mechanic even without an appointment. This shows the extra effort he took to help his client. He certainly has earned my business and friendship.

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Questions & Answers

What factors influence car insurance rates?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What coverage is provided under homeowners policy?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What if I have more than four vehicles or four drivers in my household?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What if I have a vehicle that's not listed on the Vehicle Type section?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

How much insurance coverage should I have on my home?

Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022
Chris Lancaster - State Farm Insurance Agent | Jun 22, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How can I pay for my insurance if I decide to purchase it online today?

Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021
Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021
Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021
Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021
Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021
Chris Lancaster - State Farm Insurance Agent | Aug 21, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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