David Misiego - State Farm Insurance

Category: Auto insurance agency in Newport Beach, California

Address: 227 20th St Ste 100, Newport Beach, CA 92663, USA

Phone: +19496739391

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Edel Murphy

Jul 25, 2022

David is very professional. He is incredibly knowledgeable in his field and always quick to respond to any questions. I have dealt with David and Janelle for many years and am very impressed with the quality of their service and would highly recommend working with them.

Raymond Shani

Apr 2, 2022

We have had all our insurance needs handled by this office for many years, and have always received top notch and timely service. David and his team have definitely secured our confidence in their ability and care with all the details. Janelle has been our key contact at the office. She has been very pleasant to work with and has always taken care of our needs very promptly and professionally. Highly recommend this agency.

Jen Cain

Mar 24, 2022

I had the same agent in the little town where I’m from for years and when she retired I figured it made more sense to use an agent down in OC. My mother in law recommended I use someone and, to be honest, I was super unhappy with the level of service after having the same, wonderful agent for years. I decided to look elsewhere and that’s when I found David. The first time I reached out to David he was so incredibly friendly and helpful and so quick to respond! I was so happy! I’ve been with David’s office for a couple of years now and they have been amazing and I really appreciate it! I would highly recommend David to anyone!

Stephanie De Marco

Mar 23, 2022

David and his team are so helpful! I have been a client of this branch for years and have always been pleased with their services. Anytime I call with a question, I get immediate help, no matter who I speak with. Everyone on staff is friendly, supportive, and work to make sure I have the best policies in place for me and my family! I highly highly recommend and am thankful David represents me!

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Questions & Answers

Will auto insurance companies share my information with each other?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

David Misiego - State Farm Insurance | May 22, 2022
David Misiego - State Farm Insurance | May 22, 2022

Our agency accepts most major credit and debit cards.

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