Chris Cutler - State Farm Insurance Agent

Category: Insurance agency in Spokane, Washington

Address: 2525 E 29th Ave Suite #1a, Spokane, WA 99223, USA

Phone: +15094131484

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–6PM

Wednesday: 9AM–6PM

Thursday: 9AM–6PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Alex Ressa

Jun 10, 2022

Make sure you will never have to switch policies or cancel a plan with this guy. If you need to make a change or cancel he will ignore you so you have to call State Farm's corporate line to get it taken care of. HIGHLY discourage anyone considering this hack job.

Garald Adams

Feb 23, 2021

Love Chris, he has been my parents insurance representative for many years and was unbelievably awesome!! He was able to save my husband and I over $200 on our multi vehicle insurance. Thanks Chris!

Ann Price

Jan 28, 2020

My rates went up with 3 months left on my auto policy due to "excessive mileage"-34,938 on a 2015 vehicle. (6,987.6 average miles a year). I have no tickets or claims on my insurance and have not since for 30+ years. If I wanted to take 10% off this added expense, I would have to install their "Drive Safe & Save" beacon to my car. I refuse to allow people to monitor where and I go and when. My good record speaks for itself. I had to research myself to see that insurance companies feel mileage over 7,500 annually is high. Chris would not answer my question about why 34,938 was considered excessive mileage. I am still under their limits. I left Chris Cutler.

Thors 509

Aug 14, 2019

Thanks to Erin at the Chris cutler office I have been able to save over $800 a yr on insurance. I also want to add that thanks to her I have stayed with State Farm even when I was offered what I thought would be better insurance. I called her and said I was thinking of changing insurance and told her why, she let me explain without interrupting me and then explained the reason why the deal was to good to be true. So thanks to her listening, answers any of my calls or getting back to if she was busy at that time and always going above and beyond what I would think a agent would do , is the reason why I will stay with State Farm. I believe she should have her own office so that she can help mode new agents into the type of agents that we trust in and do business with. Thanks Erin for all you do for me, my family and everyone else. If you are looking for agent that will go above and beyond read the review and look no further.

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Questions & Answers

What factors influence car insurance rates?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Chris Cutler - State Farm Insurance Agent | Jul 20, 2022
Chris Cutler - State Farm Insurance Agent | Jul 20, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What coverage is provided under homeowners policy?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Can I pay by phone or mail instead of online?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What if I have more than four vehicles or four drivers in my household?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

Chris Cutler - State Farm Insurance Agent | Jun 20, 2022
Chris Cutler - State Farm Insurance Agent | Jun 20, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How can I pay for my insurance if I decide to purchase it online today?

Chris Cutler - State Farm Insurance Agent | Aug 19, 2021
Chris Cutler - State Farm Insurance Agent | Aug 19, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

Chris Cutler - State Farm Insurance Agent | Aug 19, 2021
Chris Cutler - State Farm Insurance Agent | Aug 19, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

Chris Cutler - State Farm Insurance Agent | Aug 19, 2021
Chris Cutler - State Farm Insurance Agent | Aug 19, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Chris Cutler - State Farm Insurance Agent | Aug 19, 2021
Chris Cutler - State Farm Insurance Agent | Aug 19, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Chris Cutler - State Farm Insurance Agent | Aug 19, 2021
Chris Cutler - State Farm Insurance Agent | Aug 19, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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